Principal Information. Why have always been I seeing my FICO ® rating? America First’s objective is always to allow you to develop & keep economic wellbeing. Knowing and understanding your FICO ® Score is a part that is important of your individual objectives. What exactly is a credit rating? Will receiving my score from America First effect my credit? It is a three-digit snapshot of the credit history at one of many three major consumer reporting agencies—Equifax, Experian and TransUnion—that…