Require a Co-Signer? This is what You Must Know Getting Authorized ONOKY / Eric Audras / Getty Images It’s hard to qualify for the loan without strong credit ratings and a constant earnings. If you’re not receiving authorized all on your own, it’s likely you have more success by using a co-signer. What exactly is a Co-Signer? Why Do You Will Need a Co-Signer? A co-signer is a person who applies for the loan to you and agrees to cover…